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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,043 | $217,432-89.4% | $185,851-87.6% | $167,553-86.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.51% | 148.43%-133.9pp | 122.11%-107.6pp | 478.89%-464.4pp |
| Employer contribution / active EE | $2,844 | $5,874-51.6% | $5,168-45.0% | $4,840-41.2% |
| Participant deferral / active EE | $3,526 | $6,357-44.5% | $5,569-36.7% | $6,343-44.4% |
| Admin fee / account holder | $635 | $19,820-96.8% | $16,245-96.1% | $12,316-94.8% |