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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,240 | $202,326-88.0% | $172,745-86.0% | $152,870-84.1% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.4%-7.4pp |
| Annual return | 20.27% | 1029.72%-1009.5pp | 802.90%-782.6pp | 345.34%-325.1pp |
| Employer contribution / active EE | $2,538 | $5,858-56.7% | $5,144-50.7% | $4,763-46.7% |
| Participant deferral / active EE | $1,885 | $5,948-68.3% | $5,197-63.7% | $5,850-67.8% |
| Admin fee / account holder | $1,015 | $17,110-94.1% | $13,954-92.7% | $11,597-91.2% |