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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,240 | $202,342-88.0% | $172,753-86.0% | $152,909-84.1% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 20.27% | 1029.88%-1009.6pp | 803.00%-782.7pp | 345.46%-325.2pp |
| Employer contribution / active EE | $2,538 | $5,857-56.7% | $5,144-50.7% | $4,764-46.7% |
| Participant deferral / active EE | $1,885 | $5,948-68.3% | $5,198-63.7% | $5,851-67.8% |
| Admin fee / account holder | $1,015 | $17,112-94.1% | $13,956-92.7% | $11,601-91.2% |