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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,254 | $227,566-39.7% | $189,558-27.6% | $167,518-18.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 9.14% | 78.43%-69.3pp | 64.19%-55.0pp | 478.71%-469.6pp |
| Employer contribution / active EE | $2,958 | $5,316-44.4% | $4,412-33.0% | $4,838-38.9% |
| Participant deferral / active EE | $13,650 | $7,002+94.9% | $6,174+121.1% | $6,342+115.2% |
| Admin fee / account holder | $2,111 | $11,881-82.2% | $9,809-78.5% | $12,312-82.9% |