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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,916 | $226,105-59.8% | $182,540-50.2% | $152,897-40.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 19.17% | 192.58%-173.4pp | 148.58%-129.4pp | 345.43%-326.3pp |
| Employer contribution / active EE | $3,810 | $4,978-23.5% | $4,076-6.5% | $4,764-20.0% |
| Participant deferral / active EE | $16,920 | $6,370+165.6% | $5,525+206.2% | $5,851+189.2% |
| Admin fee / account holder | $19,731 | $10,706+84.3% | $8,593+129.6% | $11,599+70.1% |