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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,605 | $228,395-51.1% | $185,861-40.0% | $158,982-29.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 14.14% | 40.82%-26.7pp | 35.96%-21.8pp | 302.99%-288.9pp |
| Employer contribution / active EE | $3,213 | $4,968-35.3% | $4,088-21.4% | $4,763-32.5% |
| Participant deferral / active EE | $13,590 | $6,417+111.8% | $5,634+141.2% | $5,983+127.1% |
| Admin fee / account holder | $413 | $11,869-96.5% | $9,503-95.7% | $11,252-96.3% |