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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,729 | $86,294+31.8% | $111,303+2.2% | $85,856+32.5% |
| Participation rate | 75.8% | 73.3%+2.4pp | 77.3%-1.6pp | 69.3%+6.4pp |
| Annual return | 14.69% | 19.99%-5.3pp | 54.66%-40.0pp | 318.58%-303.9pp |
| Employer contribution / active EE | $531 | $2,043-74.0% | $2,731-80.6% | $2,565-79.3% |
| Participant deferral / active EE | $7,215 | $3,641+98.2% | $4,487+60.8% | $3,952+82.6% |
| Admin fee / account holder | $6,388 | $8,189-22.0% | $7,966-19.8% | $6,261+2.0% |