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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,120 | $80,992+21.1% | $96,534+1.6% | $75,173+30.5% |
| Participation rate | 80.2% | 71.8%+8.4pp | 76.0%+4.3pp | 67.2%+13.0pp |
| Annual return | 18.17% | 27.05%-8.9pp | 25.88%-7.7pp | 160.72%-142.5pp |
| Employer contribution / active EE | $3,132 | $2,283+37.2% | $2,965+5.6% | $2,671+17.2% |
| Participant deferral / active EE | $7,728 | $3,929+96.7% | $4,851+59.3% | $4,126+87.3% |
| Admin fee / account holder | $2,176 | $6,717-67.6% | $8,253-73.6% | $5,651-61.5% |