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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,209 | $78,423+21.4% | $95,964-0.8% | $79,856+19.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 15.87% | 19.37%-3.5pp | 91.64%-75.8pp | 31.71%-15.8pp |
| Employer contribution / active EE | $941 | $1,945-51.6% | $2,541-63.0% | $2,471-61.9% |
| Participant deferral / active EE | $7,185 | $3,440+108.9% | $4,167+72.4% | $3,741+92.1% |
| Admin fee / account holder | $1,092 | $5,622-80.6% | $6,797-83.9% | $5,306-79.4% |