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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,625 | $113,338-41.2% | $94,993-29.9% | $147,586-54.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 14.63% | 20.80%-6.2pp | 27.14%-12.5pp | 578.59%-564.0pp |
| Employer contribution / active EE | $6,852 | $3,160+116.8% | $2,603+163.2% | $4,876+40.5% |
| Participant deferral / active EE | $5,936 | $3,777+57.2% | $3,317+79.0% | $5,439+9.1% |
| Admin fee / account holder | $380 | $6,063-93.7% | $4,960-92.3% | $10,886-96.5% |