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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,595 | $97,881-39.1% | $80,004-25.5% | $125,389-52.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 73.0%+27.0pp | 83.2%+16.8pp |
| Annual return | -2.54% | 9.36%-11.9pp | 7.63%-10.2pp | 282.24%-284.8pp |
| Employer contribution / active EE | $6,907 | $3,128+120.8% | $2,473+179.3% | $4,866+41.9% |
| Participant deferral / active EE | $6,770 | $3,744+80.8% | $3,204+111.3% | $5,352+26.5% |
| Admin fee / account holder | $340 | $6,278-94.6% | $5,033-93.3% | $9,541-96.4% |