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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,384 | $107,809-33.8% | $90,657-21.3% | $135,380-47.3% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -8.74% | -0.90%-7.8pp | 1.89%-10.6pp | 519.81%-528.5pp |
| Employer contribution / active EE | $6,098 | $3,018+102.1% | $2,532+140.9% | $4,779+27.6% |
| Participant deferral / active EE | $8,008 | $3,872+106.8% | $3,424+133.9% | $5,609+42.8% |
| Admin fee / account holder | $460 | $5,931-92.2% | $4,994-90.8% | $10,828-95.8% |