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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,971 | $183,539-48.8% | $155,556-39.6% | $145,897-35.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.47% | 61.31%-51.8pp | 64.84%-55.4pp | 552.29%-542.8pp |
| Employer contribution / active EE | $3,208 | $5,315-39.6% | $4,675-31.4% | $4,663-31.2% |
| Participant deferral / active EE | $12,150 | $6,467+87.9% | $5,631+115.8% | $6,689+81.6% |
| Admin fee / account holder | $437 | $19,275-97.7% | $15,885-97.2% | $13,390-96.7% |