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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,634 | $167,362-58.4% | $143,799-51.6% | $134,532-48.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.14% | 0.47%-16.6pp | -0.04%-16.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $9,662 | $5,620+71.9% | $4,952+95.1% | $4,741+103.8% |
| Participant deferral / active EE | $6,340 | $6,447-1.7% | $5,638+12.4% | $6,401-1.0% |
| Admin fee / account holder | $329 | $18,094-98.2% | $14,677-97.8% | $11,429-97.1% |