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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,869 | $68,852-77.0% | $120,524-86.8% | $80,925-80.4% |
| Participation rate | 100.0% | 61.6%+38.4pp | 71.9%+28.1pp | 67.7%+32.3pp |
| Annual return | 7.70% | 23.67%-16.0pp | 107.36%-99.7pp | 35.65%-28.0pp |
| Employer contribution / active EE | $3,549 | $2,063+72.0% | $3,469+2.3% | $2,756+28.8% |
| Participant deferral / active EE | $1,669 | $3,187-47.6% | $4,994-66.6% | $4,299-61.2% |
| Admin fee / account holder | $806 | $5,781-86.1% | $9,440-91.5% | $6,940-88.4% |