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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,303 | $70,587-78.3% | $124,693-87.7% | $85,847-82.2% |
| Participation rate | 100.0% | 64.4%+35.6pp | 74.6%+25.4pp | 69.3%+30.7pp |
| Annual return | 11.47% | 20688.83%-20677.4pp | 5144.19%-5132.7pp | 318.61%-307.1pp |
| Employer contribution / active EE | $4,236 | $1,913+121.4% | $3,324+27.4% | $2,565+65.1% |
| Participant deferral / active EE | $1,972 | $2,969-33.6% | $4,615-57.3% | $3,952-50.1% |
| Admin fee / account holder | $331 | $5,282-93.7% | $7,494-95.6% | $6,261-94.7% |