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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,513 | $129,960-88.8% | $104,299-86.1% | $134,545-89.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -12.59% | 42.06%-54.6pp | 24.62%-37.2pp | 418.37%-431.0pp |
| Employer contribution / active EE | $3,339 | $4,186-20.2% | $3,373-1.0% | $4,742-29.6% |
| Participant deferral / active EE | $1,893 | $5,589-66.1% | $4,626-59.1% | $6,401-70.4% |
| Admin fee / account holder | $391 | $9,324-95.8% | $7,339-94.7% | $11,431-96.6% |