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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,173 | $61,390-76.9% | $112,228-87.4% | $75,177-81.1% |
| Participation rate | 100.0% | 61.6%+38.4pp | 72.4%+27.6pp | 67.2%+32.8pp |
| Annual return | 10.94% | 28.47%-17.5pp | 30.23%-19.3pp | 160.75%-149.8pp |
| Employer contribution / active EE | $3,318 | $2,015+64.7% | $3,432-3.3% | $2,671+24.2% |
| Participant deferral / active EE | $1,677 | $3,108-46.0% | $4,800-65.1% | $4,126-59.4% |
| Admin fee / account holder | $2,512 | $4,862-48.3% | $7,752-67.6% | $5,651-55.6% |