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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,864 | $76,407-25.6% | $150,298-62.2% | $82,448-31.0% |
| Participation rate | 75.9% | 66.4%+9.5pp | 77.8%-1.9pp | 68.1%+7.8pp |
| Annual return | 16.02% | 39.99%-24.0pp | 62.79%-46.8pp | 41.64%-25.6pp |
| Employer contribution / active EE | $5,967 | $2,614+128.3% | $4,154+43.6% | $2,551+133.9% |
| Participant deferral / active EE | $3,675 | $3,214+14.3% | $5,453-32.6% | $4,139-11.2% |
| Admin fee / account holder | $1,874 | $6,352-70.5% | $14,116-86.7% | $7,234-74.1% |