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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,457 | $198,457-74.6% | $170,435-70.4% | $147,586-65.8% |
| Participation rate | 86.7% | 88.0%-1.3pp | 83.6%+3.1pp | 82.8%+3.8pp |
| Annual return | 9.67% | 257.30%-247.6pp | 205.94%-196.3pp | 578.59%-568.9pp |
| Employer contribution / active EE | $2,604 | $6,183-57.9% | $5,432-52.1% | $4,876-46.6% |
| Participant deferral / active EE | $2,955 | $5,629-47.5% | $4,939-40.2% | $5,439-45.7% |
| Admin fee / account holder | $1,203 | $16,852-92.9% | $13,881-91.3% | $10,886-88.9% |