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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $55,696 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $28,604 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,858 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,401 | $31,038-40.7% | $65,328-71.8% | $74,440-75.3% |
| Participation rate | 95.5% | 66.9%+28.6pp | 64.9%+30.6pp | 70.7%+24.8pp |
| Annual return | 15.13% | 38.60%-23.5pp | 47.39%-32.3pp | 34.37%-19.2pp |
| Employer contribution / active EE | $350 | $1,188-70.5% | $1,692-79.3% | $2,638-86.7% |
| Participant deferral / active EE | $2,243 | $2,792-19.7% | $2,832-20.8% | $4,529-50.5% |
| Admin fee / account holder | $116 | $299-61.3% | $4,116-97.2% | $348-66.7% |