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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $54,402 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $29,235 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $4,321 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,043 | $28,956-30.8% | $71,755-72.1% | $64,819-69.1% |
| Participation rate | 93.0% | 65.2%+27.8pp | 62.3%+30.7pp | 71.5%+21.5pp |
| Annual return | -16.58% | -7.39%-9.2pp | 9.09%-25.7pp | 32.84%-49.4pp |
| Employer contribution / active EE | $0 | $1,159-100.0% | $1,704-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $2,508 | $2,686-6.6% | $2,656-5.6% | $4,311-41.8% |
| Admin fee / account holder | $157 | $124+26.0% | $3,972-96.1% | $188-16.5% |