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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,790 | $160,040+18.0% | $147,096+28.3% | $145,877+29.4% |
| Participation rate | 81.3% | 84.0%-2.8pp | 82.2%-0.9pp | 80.3%+0.9pp |
| Annual return | 69.14% | 98.49%-29.4pp | 419.75%-350.6pp | 551.28%-482.1pp |
| Employer contribution / active EE | $1,709 | $5,289-67.7% | $4,936-65.4% | $4,663-63.3% |
| Participant deferral / active EE | $2,860 | $8,429-66.1% | $8,071-64.6% | $6,691-57.3% |
| Admin fee / account holder | $3,246 | $15,050-78.4% | $13,005-75.0% | $13,402-75.8% |