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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,135 | $165,381-54.6% | $149,730-49.8% | $158,966-52.7% |
| Participation rate | 85.0% | 84.6%+0.4pp | 82.5%+2.5pp | 82.0%+3.0pp |
| Annual return | 61.91% | 348.29%-286.4pp | 276.70%-214.8pp | 302.95%-241.0pp |
| Employer contribution / active EE | $3,393 | $5,104-33.5% | $4,645-27.0% | $4,762-28.8% |
| Participant deferral / active EE | $2,971 | $7,182-58.6% | $6,843-56.6% | $5,983-50.3% |
| Admin fee / account holder | $19,687 | $10,809+82.1% | $9,310+111.5% | $11,250+75.0% |