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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,762 | $93,064-57.3% | $74,577-46.7% | $273,972-85.5% |
| Participation rate | 69.2% | 74.9%-5.7pp | 68.1%+1.1pp | 83.0%-13.8pp |
| Annual return | -4.42% | 26.18%-30.6pp | 20.47%-24.9pp | 41.46%-45.9pp |
| Employer contribution / active EE | $1,834 | $3,160-41.9% | $2,525-27.4% | $4,869-62.3% |
| Participant deferral / active EE | $2,703 | $4,160-35.0% | $3,458-21.8% | $5,287-48.9% |
| Admin fee / account holder | $224 | $5,273-95.7% | $4,138-94.6% | $10,133-97.8% |