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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,164 | $101,063-50.4% | $81,473-38.4% | $147,586-66.0% |
| Participation rate | 56.3% | 74.5%-18.2pp | 68.0%-11.7pp | 82.8%-26.6pp |
| Annual return | 10.44% | 32.41%-22.0pp | 38.78%-28.3pp | 578.59%-568.1pp |
| Employer contribution / active EE | $1,373 | $3,206-57.2% | $2,568-46.5% | $4,876-71.9% |
| Participant deferral / active EE | $2,143 | $4,242-49.5% | $3,537-39.4% | $5,439-60.6% |
| Admin fee / account holder | $269 | $5,812-95.4% | $4,561-94.1% | $10,886-97.5% |