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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,112 | $93,124-7.5% | $77,100+11.7% | $134,545-36.0% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.3pp | 81.2%-14.6pp |
| Annual return | 5.08% | 62.68%-57.6pp | 42.35%-37.3pp | 418.37%-413.3pp |
| Employer contribution / active EE | $2,676 | $3,421-21.8% | $2,815-4.9% | $4,742-43.6% |
| Participant deferral / active EE | $4,081 | $5,242-22.2% | $4,430-7.9% | $6,401-36.2% |
| Admin fee / account holder | $2,679 | $6,970-61.6% | $5,443-50.8% | $11,431-76.6% |