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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,112 | $93,023-7.4% | $77,027+11.8% | $134,493-36.0% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | 5.08% | 62.61%-57.5pp | 42.32%-37.2pp | 418.01%-412.9pp |
| Employer contribution / active EE | $2,676 | $3,418-21.7% | $2,813-4.9% | $4,740-43.5% |
| Participant deferral / active EE | $4,081 | $5,238-22.1% | $4,427-7.8% | $6,400-36.2% |
| Admin fee / account holder | $2,679 | $6,944-61.4% | $5,425-50.6% | $11,425-76.6% |