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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,186 | $100,792+43.1% | $86,691+66.3% | $134,509+7.2% |
| Participation rate | 64.3% | 78.9%-14.7pp | 76.6%-12.3pp | 81.2%-16.9pp |
| Annual return | -17.81% | 29.08%-46.9pp | 35.94%-53.8pp | 418.13%-435.9pp |
| Employer contribution / active EE | $1,916 | $3,491-45.1% | $2,837-32.5% | $4,741-59.6% |
| Participant deferral / active EE | $4,987 | $5,339-6.6% | $4,656+7.1% | $6,400-22.1% |
| Admin fee / account holder | $1,428 | $10,924-86.9% | $7,492-80.9% | $11,427-87.5% |