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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,563 | $88,707+14.5% | $74,184+36.9% | $273,972-62.9% |
| Participation rate | 66.7% | 79.4%-12.8pp | 76.6%-10.0pp | 83.0%-16.3pp |
| Annual return | 7.20% | 11.94%-4.7pp | 17.74%-10.5pp | 41.46%-34.3pp |
| Employer contribution / active EE | $2,128 | $3,159-32.7% | $2,370-10.2% | $4,869-56.3% |
| Participant deferral / active EE | $3,831 | $4,212-9.0% | $3,550+7.9% | $5,287-27.5% |
| Admin fee / account holder | $26 | $8,717-99.7% | $5,586-99.5% | $10,133-99.7% |