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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,624 | $112,121+35.2% | $95,960+58.0% | $158,966-4.6% |
| Participation rate | 60.0% | 79.0%-19.0pp | 77.1%-17.1pp | 82.0%-22.0pp |
| Annual return | 15.92% | 171.16%-155.2pp | 91.63%-75.7pp | 302.95%-287.0pp |
| Employer contribution / active EE | $2,095 | $3,199-34.5% | $2,541-17.6% | $4,762-56.0% |
| Participant deferral / active EE | $4,232 | $4,784-11.5% | $4,167+1.6% | $5,983-29.3% |
| Admin fee / account holder | $4,757 | $10,135-53.1% | $6,797-30.0% | $11,250-57.7% |