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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,893 | $56,484+0.7% | $169,452-66.4% | $64,173-11.3% |
| Participation rate | 76.7% | 64.5%+12.1pp | 77.8%-1.1pp | 69.6%+7.1pp |
| Annual return | -9.27% | -1.55%-7.7pp | 1.83%-11.1pp | 7.63%-16.9pp |
| Employer contribution / active EE | $1,823 | $1,832-0.5% | $4,157-56.1% | $2,381-23.4% |
| Participant deferral / active EE | $5,192 | $3,448+50.6% | $5,277-1.6% | $3,470+49.6% |
| Admin fee / account holder | $10,899 | $4,174+161.1% | $9,110+19.6% | $4,887+123.0% |