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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,829 | $52,519-18.5% | $155,789-72.5% | $59,633-28.2% |
| Participation rate | 86.7% | 61.7%+25.0pp | 76.1%+10.6pp | 68.7%+18.0pp |
| Annual return | -6.54% | 53.51%-60.1pp | 71.54%-78.1pp | 2041.45%-2048.0pp |
| Employer contribution / active EE | $1,663 | $1,589+4.7% | $3,839-56.7% | $2,203-24.5% |
| Participant deferral / active EE | $4,742 | $3,084+53.8% | $4,798-1.2% | $3,192+48.6% |
| Admin fee / account holder | $4,592 | $3,540+29.7% | $7,477-38.6% | $4,297+6.9% |