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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,070 | $72,027+19.5% | $185,835-53.7% | $79,852+7.8% |
| Participation rate | 77.1% | 65.8%+11.4pp | 78.0%-0.9pp | 69.6%+7.5pp |
| Annual return | 24.65% | 23.13%+1.5pp | 35.96%-11.3pp | 31.72%-7.1pp |
| Employer contribution / active EE | $1,769 | $1,965-10.0% | $4,087-56.7% | $2,471-28.4% |
| Participant deferral / active EE | $5,833 | $3,780+54.3% | $5,633+3.6% | $3,740+56.0% |
| Admin fee / account holder | $1,326 | $4,513-70.6% | $9,502-86.0% | $5,306-75.0% |