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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,345 | $156,398+172.6% | $147,318+189.4% | $138,895+207.0% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 12.74% | 78.75%-66.0pp | 70.43%-57.7pp | 145.39%-132.7pp |
| Employer contribution / active EE | $2,445 | $4,853-49.6% | $4,593-46.8% | $4,194-41.7% |
| Participant deferral / active EE | $9,974 | $8,237+21.1% | $7,906+26.1% | $6,396+55.9% |
| Admin fee / account holder | $130,348 | $14,976+770.4% | $13,708+850.9% | $12,562+937.6% |