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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,460 | $165,361+54.5% | $149,715+70.6% | $158,950+60.7% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 17.20% | 348.24%-331.0pp | 276.66%-259.5pp | 302.91%-285.7pp |
| Employer contribution / active EE | $4,606 | $5,103-9.7% | $4,645-0.8% | $4,762-3.3% |
| Participant deferral / active EE | $10,218 | $7,182+42.3% | $6,842+49.3% | $5,983+70.8% |
| Admin fee / account holder | $2,247 | $10,808-79.2% | $9,310-75.9% | $11,248-80.0% |