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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,188 | $160,040+162.6% | $147,096+185.7% | $145,877+188.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 15.56% | 98.49%-82.9pp | 419.75%-404.2pp | 551.28%-535.7pp |
| Employer contribution / active EE | $2,206 | $5,289-58.3% | $4,936-55.3% | $4,663-52.7% |
| Participant deferral / active EE | $9,417 | $8,429+11.7% | $8,071+16.7% | $6,691+40.8% |
| Admin fee / account holder | $44,547 | $15,050+196.0% | $13,005+242.5% | $13,402+232.4% |