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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,885 | $88,672+418.6% | $105,223+337.1% | $82,448+457.8% |
| Participation rate | 72.2% | 67.9%+4.3pp | 75.0%-2.8pp | 68.1%+4.2pp |
| Annual return | 15.65% | 30.86%-15.2pp | 180.65%-165.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $6,216 | $3,048+103.9% | $3,689+68.5% | $2,551+143.7% |
| Participant deferral / active EE | $8,287 | $4,036+105.3% | $5,072+63.4% | $4,139+100.2% |
| Admin fee / account holder | $8,828 | $7,146+23.5% | $8,859-0.3% | $7,234+22.0% |