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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,230 | $81,504+410.7% | $102,437+306.3% | $80,959+414.1% |
| Participation rate | 78.1% | 66.9%+11.3pp | 74.5%+3.6pp | 67.7%+10.5pp |
| Annual return | 13.62% | 25.60%-12.0pp | 24.95%-11.3pp | 35.67%-22.1pp |
| Employer contribution / active EE | $6,849 | $3,104+120.7% | $3,871+76.9% | $2,757+148.4% |
| Participant deferral / active EE | $8,416 | $3,871+117.4% | $5,060+66.3% | $4,300+95.7% |
| Admin fee / account holder | $6,244 | $6,719-7.1% | $8,388-25.6% | $6,925-9.8% |