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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,687 | $59,123+479.6% | $77,183+344.0% | $75,181+355.8% |
| Participation rate | 96.4% | 63.9%+32.6pp | 69.6%+26.8pp | 67.2%+29.2pp |
| Annual return | 22.42% | 26.72%-4.3pp | 37.89%-15.5pp | 160.69%-138.3pp |
| Employer contribution / active EE | $11,160 | $1,996+459.3% | $2,534+340.5% | $2,671+317.9% |
| Participant deferral / active EE | $14,341 | $2,999+378.2% | $3,833+274.2% | $4,126+247.6% |
| Admin fee / account holder | $2,392 | $4,776-49.9% | $5,475-56.3% | $5,650-57.7% |