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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,637 | $87,705+99.1% | $63,517+174.9% | $125,393+39.3% |
| Participation rate | 100.0% | 77.0%+23.0pp | 71.0%+29.0pp | 83.2%+16.8pp |
| Annual return | 1.48% | 21.70%-20.2pp | -70.30%+71.8pp | 282.23%-280.8pp |
| Employer contribution / active EE | $12,387 | $3,601+244.0% | $2,322+433.5% | $4,866+154.6% |
| Participant deferral / active EE | $6,812 | $3,939+72.9% | $2,953+130.6% | $5,351+27.3% |
| Admin fee / account holder | $19,314 | $11,948+61.6% | $5,892+227.8% | $9,541+102.4% |