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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,924 | $63,082+432.5% | $81,716+311.1% | $79,852+320.7% |
| Participation rate | 96.0% | 67.5%+28.5pp | 72.0%+24.0pp | 69.6%+26.4pp |
| Annual return | 11.62% | 22.66%-11.0pp | 29.49%-17.9pp | 31.72%-20.1pp |
| Employer contribution / active EE | $311 | $1,795-82.7% | $4,310-92.8% | $2,471-87.4% |
| Participant deferral / active EE | $8,972 | $2,780+222.7% | $7,108+26.2% | $3,740+139.9% |
| Admin fee / account holder | $1,462 | $4,428-67.0% | $5,159-71.7% | $5,306-72.5% |