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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,470 | $101,063+144.9% | $81,473+203.7% | $147,586+67.7% |
| Participation rate | 42.1% | 74.5%-32.3pp | 68.0%-25.9pp | 82.8%-40.7pp |
| Annual return | 20.74% | 32.41%-11.7pp | 38.78%-18.0pp | 578.59%-557.9pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,236 | $4,242-47.3% | $3,537-36.8% | $5,439-58.9% |
| Admin fee / account holder | $16,861 | $5,812+190.1% | $4,561+269.7% | $10,886+54.9% |