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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,760 | $93,064+115.7% | $74,577+169.2% | $273,972-26.7% |
| Participation rate | 53.3% | 74.9%-21.6pp | 68.1%-14.8pp | 83.0%-29.7pp |
| Annual return | 7.20% | 26.18%-19.0pp | 20.47%-13.3pp | 41.46%-34.3pp |
| Employer contribution / active EE | $0 | $3,160-100.0% | $2,525-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $2,409 | $4,160-42.1% | $3,458-30.3% | $5,287-54.4% |
| Admin fee / account holder | $10,446 | $5,273+98.1% | $4,138+152.4% | $10,133+3.1% |