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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $744,256 | $176,077+322.7% | $159,455+366.8% | $167,518+344.3% |
| Participation rate | 90.0% | 84.9%+5.1pp | 82.8%+7.2pp | 82.1%+7.9pp |
| Annual return | 9.39% | 331.83%-322.4pp | 263.63%-254.2pp | 478.71%-469.3pp |
| Employer contribution / active EE | $7,411 | $5,298+39.9% | $4,830+53.4% | $4,838+53.2% |
| Participant deferral / active EE | $12,702 | $7,751+63.9% | $7,353+72.7% | $6,342+100.3% |
| Admin fee / account holder | $14,678 | $12,556+16.9% | $10,800+35.9% | $12,312+19.2% |