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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,276,920 | $138,076+2997.5% | $123,553+3361.6% | $135,380+3059.2% |
| Participation rate | 0.0% | 84.7%-84.7pp | 82.3%-82.3pp | 82.6%-82.6pp |
| Annual return | -6.89% | 153.70%-160.6pp | 119.21%-126.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $15,602 | $5,152+202.9% | $4,628+237.1% | $4,779+226.5% |
| Participant deferral / active EE | $13,976 | $6,800+105.5% | $6,426+117.5% | $5,609+149.2% |
| Admin fee / account holder | $81,927 | $10,917+650.5% | $9,284+782.4% | $10,828+656.6% |