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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,441 | $135,956+129.8% | $123,894+152.2% | $273,972+14.0% |
| Participation rate | 90.9% | 84.1%+6.8pp | 81.4%+9.5pp | 83.0%+7.9pp |
| Annual return | 7.09% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.4pp |
| Employer contribution / active EE | $11,405 | $5,170+120.6% | $4,617+147.0% | $4,869+134.2% |
| Participant deferral / active EE | $9,418 | $6,343+48.5% | $5,984+57.4% | $5,287+78.1% |
| Admin fee / account holder | $5,871 | $9,817-40.2% | $8,357-29.7% | $10,133-42.1% |