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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,118 | $72,177+52.6% | $115,038-4.3% | $59,633+84.7% |
| Participation rate | 91.5% | 72.6%+19.0pp | 81.4%+10.2pp | 68.7%+22.9pp |
| Annual return | 0.89% | 12.02%-11.1pp | 26.14%-25.3pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $7,843 | $2,841+176.0% | $4,608+70.2% | $2,203+256.1% |
| Participant deferral / active EE | $6,160 | $4,783+28.8% | $6,026+2.2% | $3,192+93.0% |
| Admin fee / account holder | $786 | $4,927-84.0% | $8,175-90.4% | $4,297-81.7% |