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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,552 | $82,678+141.4% | $125,391+59.1% | $68,490+191.4% |
| Participation rate | 83.7% | 75.1%+8.6pp | 82.4%+1.3pp | 67.9%+15.8pp |
| Annual return | -16.53% | -5.97%-10.6pp | 572.41%-588.9pp | -7.85%-8.7pp |
| Employer contribution / active EE | $4,286 | $3,382+26.7% | $4,816-11.0% | $2,597+65.0% |
| Participant deferral / active EE | $8,542 | $6,111+39.8% | $7,448+14.7% | $4,028+112.1% |
| Admin fee / account holder | $3,511 | $6,277-44.1% | $10,009-64.9% | $5,403-35.0% |