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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,822 | $85,766+64.2% | $136,298+3.3% | $70,126+100.8% |
| Participation rate | 94.5% | 74.2%+20.4pp | 81.9%+12.6pp | 69.5%+25.0pp |
| Annual return | 15.03% | 31.46%-16.4pp | 5156.27%-5141.2pp | 73.15%-58.1pp |
| Employer contribution / active EE | $1,400 | $2,966-52.8% | $4,696-70.2% | $2,343-40.2% |
| Participant deferral / active EE | $6,980 | $5,051+38.2% | $6,247+11.7% | $3,332+109.5% |
| Admin fee / account holder | $399 | $5,421-92.6% | $9,244-95.7% | $4,645-91.4% |