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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,655 | $76,551+113.8% | $123,894+32.1% | $62,881+160.3% |
| Participation rate | 88.5% | 73.0%+15.5pp | 81.4%+7.1pp | 69.3%+19.2pp |
| Annual return | 9.51% | 18.68%-9.2pp | 47.52%-38.0pp | 20.14%-10.6pp |
| Employer contribution / active EE | $3,210 | $2,882+11.4% | $4,617-30.5% | $2,281+40.7% |
| Participant deferral / active EE | $6,645 | $4,840+37.3% | $5,984+11.0% | $3,203+107.5% |
| Admin fee / account holder | $2,154 | $4,826-55.4% | $8,357-74.2% | $4,296-49.8% |