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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,657 | $165,399+81.2% | $149,745+100.1% | $158,982+88.5% |
| Participation rate | 94.4% | 84.6%+9.9pp | 82.5%+12.0pp | 82.0%+12.5pp |
| Annual return | 16.25% | 348.34%-332.1pp | 276.72%-260.5pp | 302.99%-286.7pp |
| Employer contribution / active EE | $9,747 | $5,105+90.9% | $4,646+109.8% | $4,763+104.6% |
| Participant deferral / active EE | $11,350 | $7,183+58.0% | $6,843+65.9% | $5,983+89.7% |
| Admin fee / account holder | $6,380 | $10,811-41.0% | $9,312-31.5% | $11,252-43.3% |