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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,989 | $157,304+60.2% | $141,197+78.5% | $152,909+64.8% |
| Participation rate | 95.7% | 84.8%+10.8pp | 82.5%+13.2pp | 82.5%+13.2pp |
| Annual return | 23.17% | 64.34%-41.2pp | 71.41%-48.2pp | 345.46%-322.3pp |
| Employer contribution / active EE | $7,498 | $5,263+42.5% | $4,736+58.3% | $4,764+57.4% |
| Participant deferral / active EE | $9,145 | $7,111+28.6% | $6,710+36.3% | $5,851+56.3% |
| Admin fee / account holder | $13,594 | $12,126+12.1% | $10,265+32.4% | $11,601+17.2% |